Calculation of Surplus Income and Monthly Payments Required

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Note: "Monthly net income" is income after deducting income tax, statutory deductions, business expenses (if self-employed), and non-discretionary expenses. For a list of non-discretionary expenses, please see the budget sheet (link available from our home page).

Please read the description of the requirement to pay surplus income into the bankruptcy estate under General Information (the Cost of Bankruptcy).

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